Earn competitive returns by investing in FSB Certificates of Deposit.

These certificates are available in terms ranging from 6 months to 60 months with minimum deposits as low as $10.00 on our Early Saver.

We have CD specials from time to time, so be sure to call and talk to one of our Customer Service Representatives.

All interest rates are subject to change. A substantial penalty may be imposed for early withdrawal.

6 Month Fixed Interest Rate CD

• Click here for current Interest Rate and APY
• Compounded Semi-Annually
• Minimum deposit $500.00
• Automatically renewable
• A substantial penalty may be imposed for early withdrawal
• Member FDIC

9 Month Add On Fixed Interest Rate CD

• Click here for current Interest Rate and APY
• Compounded Quarterly
• Minimum deposit $500.00
• Automatically renewable
• A substantial penalty may be imposed for early withdrawal
• Member FDIC

12 Month Fixed Interest Rate CD

• Click here for current Interest Rate and APY
• Compounded Semi-Annually
• Minimum deposit $500.00
• Automatically renewable
• A substantial penalty may be imposed for early withdrawal
• Member FDIC

15 Month Fixed Interest Rate CD

• Click here for current Interest Rate and APY
• Compounded Quarterly
• Minimum deposit $500.00
• Automatically renewable
• A substantial penalty may be imposed for early withdrawal
• Member FDIC

24 Month Fixed Interest Rate CD

• Click here for current Interest Rate and APY
• Compounded Semi-Annually
• Minimum deposit $500.00
• Automatically renewable
• A substantial penalty may be imposed for early withdrawal
• Member FDIC

60 Month Fixed Interest Rate CD

• Click here for current Interest Rate and APY
• Compounded Semi-Annually
• Minimum deposit $500.00
• Automatically renewable
• A substantial penalty may be imposed for early withdrawal
• Member FDIC

IRA - 21 Month Variable Interest Rate CD

• Click here for current Interest Rate and APY
• Compounded Quarterly
• Minimum deposit $25.00
• Can make additional deposits
• Automatically renewable
• Minimum interest rate of 3% - Maximum of 15%
• Rate based on the 13 week T-Bill Average Discount Rate – subject to change in January, April, July and October
• A substantial penalty may be imposed for early withdrawal

Early Saver – 60 Month Variable Interest Rate CD

• Click here for current Interest Rate and APY
• Compounded Semi-annually
• Rate based on U.S. Savings Bond Series EE
• Rate on bonds issued after May 1997
• Subject to change semi-annually - May and November
• Minimum Deposit $10.00
• May make additional deposits
• Automatically renewable
• A substantial penalty may be imposed for early withdrawal
• Member FDIC

FSB Advantage – 36 Month Bump-Up CD

• Click here for current Interest Rate and APY
• Compounded Semi-Annually
• Interest rate may be changed ONCE during the term of the CD to a rate currently being paid by us.
• Minimum Deposit - $500.00
• Automatically renewable
• "Bump-Up" feature will apply once in each renewal period
• A substantial penalty may be imposed for early withdrawal.
• Member FDIC