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What is the minimum deposit to open a Go Green Rewards Checking Account?
$100.00
What is the maximum amount that will earn interest in a Go Green Rewards Checking Account?
Interest will not be earned on any amount over $25,000.00.
What are the benefits of a Go Green Rewards Checking Account besides earning interest?
Not charged the $1.00 ATM access fee at foreign ATMs
No monthly service charge
Free telephone banking
Free online banking
Free check images with e-mail statements
Not required to maintain a minimum balance
What are the conditions that must be met to earn the higher interest rate?
4 of the following conditions must be met to earn the higher interest rate:
o Make at least 10 FSB VISA debit card transactions (excluding ATM transactions)
o Have at least 1 direct deposit (i.e. payroll, social security)
o Have at least 5 direct debits (i.e. utility bills, cell phone bills)
o Make at least 2 ATM transactions (deposits, withdrawals and transfers)
o Make at least 1 bill pay from FSBs online banking
What happens if I dont meet 4 of the conditions?
You will earn the lower set interest rate on any amount under $25,000.00.
How will I receive my statements?
E-mail there is a form you have to fill out for this service. The form can be obtained at the bank or on our website (fsbks.com) under Other Services>Email Statements.
Can I have a GO Green Rewards Checking Account if I dont own a computer?
Absolutely! You only need to have a valid e-mail address in order for us to send you e-mail statements, but you can pull the statement from wherever you have internet access.
What day will my statements generate?
Go Green Rewards Checking statements will generate on the last day of the month. They will be available to you in your e-mail account the morning of the next business day.
What time frame is looked at to determine if I met my conditions?
Conditions are looked at for the statement cycle. This means if you open a new account on the 25th of the month, you would only have approximately 5-6 days to meet the conditions for the month.
What happens if I dont meet the conditions in those 5-6 days?
You will earn interest at the lower rate for those 5-6 days.
Can I change a current DDA that I have at FSB to a Go Green Rewards Checking Account?
Yes this would include Free Checking, Regular Checking and NOW accounts.
What if my current account is a NOW account?
Interest accrued on the account will be paid at the NOW account rate. From the change date on, the GO Green Rewards Checking Account rate would take effect. The rate will depend on whether the conditions are met during the statement cycle (end of the month).
What if my current account is non-interest bearing?
You will earn interest on your daily balance for the entire month, regardless of when the account was changed to a GO Green Rewards Checking Account. The rate will depend on whether the conditions are met during the statement cycle (end of the month).
Is there a fee for FSBs bill pay?
There is a one time set up fee of $14.95. After that, there are no other fees associated with bill pay.
How do I sign up for FSBs bill pay?
There are enrollment forms under the online banking section of our website (fsbks.com). Fill out the appropriate form, submit it to us and you will receive a bill pay user guide in the mail within 2-3 business days.
When will the interest be credited to my account?
The last day of the month.
How will interest be accrued?
Interest will accrue daily based on the daily balance in your account.
Can I still write checks?
Yes! We think you will find it is much more convenient to use your Visa Check card when making purchases than it is to write a check, but the choice is yours.
Is this account FDIC insured?
Yes
Can this be used as a business or DBA account?
No, Go Green Rewards Checking is for personal accounts only.
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