Certificates of Deposit

Earn competitive returns by investing in FSB Certificates of Deposit.

These certificates are available in terms ranging from 6 months to 60 months with minimum deposits as low as $10.00 on our Early Saver.  We have CD specials from time to time, so be sure to call and talk to one of our Customer Service Representatives.  All interest rates are subject to change. A substantial penalty may be imposed for early withdrawal.

6 Month Fixed Interest Rate CD


9 Month Add On Fixed Interest Rate CD


12 Month Fixed Interest Rate CD


15 Month Fixed Interest Rate CD


24 Month Fixed Interest Rate CD


60 Month Fixed Interest Rate CD


Early Saver - 60 Month Variable Interest Rate CD

  • Click here for current Interest Rate and APY
  • Compounded Semi-annually
  • Rate based on U.S. Treasury Constant Maturites Nominal 12 Interest Rate
  • Subject to change semi-annually - May and November
  • Minimum Deposit $10.00
  • May make additional deposits
  • Automatically renewable
  • A substantial penalty may be imposed for early withdrawal
  • Member FDIC

FSB Advantage - 36 Month Bump-Up CD

  • Click here for current Interest Rate and APY
  • Compounded Semi-Annually
  • Interest rate may be changed ONCE during the term of the CD to a rate currently being paid by us.
  • Minimum Deposit - $500.00
  • Automatically renewable
  • "Bump-Up" feature will apply once in each renewal period
  • A substantial penalty may be imposed for early withdrawal.
  • Member FDIC

Savings Calculators
Savings Calculator
Certificate of Deposit
Savings Goals
Savings, Taxes and Inflation
College Savings Plan
Cool Million
Compound Interest
Benefit of Spending Less
Emergency Savings Calculator
Lunch Savings Calculator